November 28, 2022

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American Residential Guarantee Assessment | House Warranties

American Residential Guarantee Assessment | House Warranties

House guarantee corporations are supposed to present peace of thoughts by providing protection plans for main home equipment and residential techniques — out of your hvac to your effectively pump or your washer. With a house guarantee, anytime a coated merchandise fails or wants important repairs from regular put on and tear, you merely have to make a telephone name and your organization sends a service supplier to take care of the difficulty.

That can assist you resolve whether or not American Residential Guarantee has the proper dwelling guarantee protection for you, learn on.

Desk of Contents

American Residential Guarantee Overview

  • Inexpensive service charges than most opponents
  • Bundling plan covers digital gadgets
  • On-line quote generator and buying accessible
  • Decrease equipment protection caps

American Residential Guarantee (ARW) is a house guarantee firm that helps householders cowl the restore or substitute of home equipment and techniques of their houses. ARW permits householders to customise their plan with bundle choices and add-ons at a worth that works for his or her finances.

American Residential Guarantee Providers

Many householders select ARWs service contracts to regulate dwelling upkeep prices. When a serious equipment or system breaks down, a house guarantee may be less expensive than paying out of pocket or getting a house enchancment mortgage. And whereas some conditions might fall below their protection, even one of the best dwelling insurance coverage corporations received’t cowl injury to techniques and home equipment resulting from common put on and tear.

What American Residential Guarantee gives

Right here’s a breakdown of ARWs dwelling guarantee plans:

Kitchen Plus Plan

The Kitchen Plus prices $39.99 per thirty days and covers the next gear:

  • Constructed-in microwave
  • Dishwasher
  • Rubbish disposal
  • Inside electrical system
  • Kitchen exhaust fan
  • Vary / oven / cooktop
  • Fridge (not together with ice maker)
  • Water heater

Platinum Premier Plan

The Platinum Premier plan prices $64.99 per thirty days and covers every part within the Kitchen Plus plan, in addition to the next objects:

  • Central air con and heating
  • Plumbing system
  • Plumbing stoppages
  • Storage door opener
  • Humidifier
  • Ductwork
  • Ceiling followers
  • Fridge ice maker

4-in-1 Bundle Plan

The 4-in-1 Bundle plan is $129.99 per thirty days and contains the objects within the Kitchen Plus and Platinum Premier plans, plus the next gear:

  • Washer & dryer
  • Deluxe Benefit:
    • A/C Refrigerant & Coils
    • Refrigerant Recapture
    • Plumbing Taps & Fixtures
    • Permits/Modifications/Code Violations
    • Bathrooms & Inside Mechanisms
    • Improper Set up
    • Mismatched Techniques
    • Storage Door Springs/Tracks
  • Water and sewer strains:
    • Repairs
    • Unblocking the strains
    • Excavation prices
    • Reseeding the grass
    • Repaving the driveway
  • Final Electronics Safety Plan:
    • Laptops
    • Desktops
    • Tablets
    • LED/LCD TV’s
    • Flat Panel/Plasma TV’s
    • Printers
    • Gaming Consoles
  • A/C Refrigerant & Coils
  • Refrigerant Recapture
  • Plumbing Taps & Fixtures
  • Permits/Modifications/Code Violations
  • Bathrooms & Inside Mechanisms
  • Improper Set up
  • Mismatched Techniques
  • Storage Door Springs/Tracks
  • Repairs
  • Unblocking the strains
  • Excavation prices
  • Reseeding the grass
  • Repaving the driveway
  • Laptops
  • Desktops
  • Tablets
  • LED/LCD TV’s
  • Flat Panel/Plasma TV’s
  • Printers
  • Gaming Consoles

You may add non-compulsory protection for the next objects to your guarantee if they don’t seem to be included within the ARW plan that you just select:

  • Washer/dryer $9.99/month
  • Pool/spa combo $23.99/month
  • Water/sewer line combo $17.98/month
  • Final Electronics Safety $24.99/month

ARW stands out as a guaranty supplier as a result of you should buy your guarantee and customise it on-line in real-time. The quote generator permits you to select the plan you need after which place your add-ons to the cart for straightforward checkout.

When you pay for the primary month of service, you will have a 30-day ready interval earlier than you possibly can start to make claims. Your service contract is a month-to-month plan, which you’ll cancel at any time.

You can begin a house service request by logging into your buyer portal or by calling the customer support quantity. As soon as your request is acquired, ARW will dispatch a licensed service technician to diagnose and repair your concern. You even have the choice of selecting your individual contractor, however you need to name to get authorization first.

You’ll have to pay a commerce service charge for every request, which is actually the identical as a deductible. This service charge varies relying in your plan and the gear being serviced. You may examine your declaration of protection for the precise quantity of your service name charge, although it averages round $55.

What American Residential Guarantee doesn’t provide

Like most guarantee corporations, American Residential Guarantee does have exclusions and limitations for its protection. Your ARW plan received’t cowl the next:

  • Harm from pure or man-made disasters
  • Occasions coated below a house owner’s or flood insurance coverage coverage like tornadoes, hurricanes, fires, floods or theft
  • The bodily construction of a house or private belongings which are inside the house

You must seek the advice of the phrases and situations of your plan’s contract for added limitations and exclusions. In case you’ve bought objects or points that aren’t coated by ARW, you’ll have to pay out of pocket or work out get a house enchancment mortgage. These loans can cowl nearly any prices associated to restore or substitute, however they’ll price far more than a house guarantee. Lastly, ensure you’re clear on why dwelling warranties deny claims, as misunderstandings round this are sometimes a supply of complaints.

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American Residential Guarantee’s Credentials

American Residential Guarantee has been in enterprise for over 13 years and is headquartered in Boca Raton, Florida. The corporate serves clients in all 50 states via a community of companions, together with AIG, Amynta, Lowe’s, Asurion and GE Home equipment.

Licenses and registrations

In accordance with the ARWs web site, they’re licensed to do enterprise within the following states below totally different commerce names or associate corporations. They name out their licensure as required by legislation within the following states:

  • California- AMT House Safety Firm
  • Texas and Virginia- TMI Options, LLC

As talked about, ARW operates out of Boca Raton and serves clients in all 50 states.

Awards and certifications

American Residential Guarantee’s web site shows the next award badges:

  • High Locations to Work (2019)
  • Finest and Brightest Locations to Work For within the Nation (2020)

Regulatory or authorized actions

Up to now, we haven’t discovered any regulatory or authorized actions towards American Residential Guarantee.

Though we at all times attempt to embrace correct and up-to-date data on regulatory and authorized actions, this data will not be full or totally updated. We suggest you do your individual analysis for the newest data.

American Residential Guarantee Accessibility

Availability

You may entry your on-line portal for service or name the claims help line at (877) 637-7890. You may attain a consultant 24/7, however the firm’s official enterprise hours are beneath:

Monday-Thursday 9:00 am-5:30 pm EST

Friday 9:00am-5pm EST

Saturday 8:30am-5pm EST

Contact data

American Residential Guarantee representatives may be reached at (800) 910-8538. You might also go to the corporate web site to acquire a quote or begin a declare.

Consumer expertise

ARG’s web site is straightforward to navigate, with a free quote generator that’s readily accessible, and clear data on plans and pricing. Nonetheless, not like some opponents, American Residential Guarantee doesn’t provide a lot in the best way of academic or help sources.

Limitations

All dwelling home equipment and built-in techniques coated by American Residential Guarantee have sure protection limits or caps that change relying on the merchandise. Earlier than committing to the guarantee, have a look at a pattern contract that outlines the entire limitations and exclusions of your particular ARW plan.

American Residential Guarantee’s Buyer Satisfaction

Buyer complaints

In accordance with our analysis, there aren’t any out-of-the-ordinary patterns of poor customer support or important destructive opinions towards ARW. Among the many complaints we did discover, we discovered widespread themes included:

  • Problem with billing and cancellation
  • Sluggish or unresponsive service technicians and customer support technicians
  • Persistent emails and telephone calls regardless of asking to be faraway from buyer contact lists

Third-party scores

Right here’s a abstract of on-line scores we discovered for American Residential Guarantee:

  • Higher Enterprise Bureau: 2.69 out of 5 stars (209 opinions)
  • Yelp: 1 out of 5 stars (178 opinions)
  • Trustpilot: 3.9 out of 5 stars (680 opinions)

This data is offered based mostly on the info accessible on the time of publishing.

American Residential Guarantee FAQ

How dependable is American Residential Guarantee?

American Residential Guarantee has been in enterprise for over 13 years, serving clients in all 50 states. On-line opinions recommend that the corporate reliably approves and fulfills service claims, regardless of some customer support points and complaints.

What does American Residential Guarantee cowl?

Relying in your American Residential Guarantee plan, it might probably cowl many dwelling home equipment and techniques, together with kitchen home equipment, cooling and heating gear, plumbing and electrical techniques and extra. Discuss with the phrases and situations for the precise ARW plan you select for an entire record of coverages.

What are the advantages of American Residential Guarantee?

A house guarantee may help offset the price of repairs and replacements when your property’s home equipment and techniques break down. As an alternative of paying hundreds of {dollars} for these repairs, you possibly can pay a month-to-month premium and a deductible for a service name, with American Residential Guarantee paying the stability on all eligible repairs or replacements.

How We Evaluated American Residential Guarantee

We based mostly our analysis of American Residential Guarantee on publicly accessible data on their web site and different sources. We took under consideration buyer evaluate websites, business watchdog reviews, and knowledge from client advocacy websites. We then evaluated the corporate based mostly on whether or not it supplied complete protection and providers, what its claims processing was like, in addition to its prices, and buyer help report.

Abstract of American Residential Guarantee Assessment

Whether or not you’re a new house owner or have owned a house for some time, you’ll seemingly need one of the best dwelling guarantee firm to assist cowl the prices of sustaining your property’s home equipment and techniques. American Residential Guarantee is an efficient choice to discover due to its nationwide availability and decrease service charges. Irrespective of which guarantee firm you select, make sure you learn and perceive the precise phrases of your plan, so you recognize precisely how your service contract works.